Get 6 months interest-free on finance options for large purchases such as electric and cargo bicycles at our Christchurch store. Applying online with our finance partners Gilrose Finance or Gem Visa is easy and for little or no deposit you can be walking away with an electric bike today.

Are you considering an electric bike to cut down on your car usage? For as little as $45 a week over a 24 month period you could be riding your way to reduced car dependency, savings from petrol and car servicing, and the freedom of a bike. Remember the money you save each week in petrol and parking just from driving to work can cover the weekly repayments meaning you’re not actually out of pocket.

How to apply?

Applying online is easy for you. Just follow the link below to our retail application form. You don’t need to know which bike you want but you will need to specify an amount and a repayment term. Action Bicycle Club offers its customers a 6 months interest-free term but you are welcome to select a term that is comfortable for you – such as 12 or 24 months and a deposit if you have one. e.g If you only have $2500 cash and the bike you love cost $3500 you can put $1000 on finance and make interest free payments of $45 over 6 months to clear the balance.

Once you have filled out the online form and received approval from Gilrose Finance, print off the forms that are emailed you (they’ll have emailed this to us as well, so we can print them if you cannot). Then come into the store with two forms of ID (eg drivers license and bank card), tell us you’ve got approved finance and we’ll help you choose an electric bike. We have to sign your forms and take a photo of your IDs, you have to sign the forms too and away you ride on your new bike! Gilrose will post your physical forms in the mail which tell you how much to pay each month (which is already on the paperwork they emailed you) and how to pay. Set up automatic payments and you’re done.

If you choose to apply for a Gem Visa card online you will be sent a credit card which you will be able to use in our EFTPOS terminal.


*Credit and lending criteria apply. Establishment fees and annual account fees apply. Interest bearing charges apply upon expiry of the 6months interest-free period. Further charges may apply and we advise you to seek information from our finance partners first.

Action Bicycle Club